The Georgia Office of the Insurance and Safety Fire Commissioner (OCI) has announced a hearing scheduled for December 3, 2025, to discuss proposed amendments to its rules and regulations under the Georgia Administrative Procedure Act.
According to a press release by OCI, the proposed updates introduce new rules that establish the authority, purpose, definitions, and operational structure for Georgia’s Automobile Insurance Plan. These include provisions detailing how the plan is organized, how insurers must file rates and underwriting rules, and the role of statistical agents in gathering data. Additional sections address hearing procedures, penalties for noncompliance, and severability if any portion of the rules is deemed invalid.
A separate set of proposed rules pertains to the implementation of the Gold Card Program under recent legislation. These rules define key terms, outline reporting requirements for health insurers regarding prior authorization, and establish penalties and severability provisions. Both rule packages are filed with the Office of the Commissioner of Insurance’s Administrative Procedure Division and are available as public record.
The public can participate in the rulemaking process by submitting written comments by November 26, 2025, or providing oral remarks at a hearing on December 3, 2025, at the agency’s Atlanta office. Oral presentations may be time-limited, and accommodations are available for individuals with disabilities. After reviewing all input, according to OCI’s press release, “the Commissioner may adopt, modify or reject the proposals,” which could require an additional hearing if substantial changes are made.
The OCI oversees insurance regulation and building safety in Georgia with an aim to protect families and ensure access to essential insurance products through fair oversight that supports economic opportunity. John F. King has served as Commissioner since 2019 — becoming Georgia’s first Hispanic statewide official — and was elected to a full term in 2022. His background includes decades in law enforcement as Doraville’s chief of police and a distinguished military career as a U.S. Army major general. King holds advanced degrees in criminal justice and strategic studies and has completed national and international security training programs.
